Written on behalf of CSI Wall Panels

For many people, home is not the place to live in; it’s a place where they feel energetic and want to refresh. There is nothing like being at home. We all have dreams to decorate our home extraordinary well: from the entrance to the bedroom, from the kitchen to the bathroom. We want every corner of our home to be perfect.

We think of everything. Right?!

Do we think of everything? The answer is NO.

We think of everything but the wall. What about the wall? What is there to think about it? You can’t move the walls; they are the boring, stationary and never-changing things. All you can do to is paint it, and just by adding a touch of colour, new wall colour, your room feels absolutely new and looks perfectly awesome.

But why only paint it? What if you have the option to change the texture of the wall as well? Moreover, along with that, you have various patterns to choose from. Yes! It’s an ‘old wives’ tale’ isn’t it? – the wall is only for painting. We bring you a perfect solution for that. Now a makeover starts and ends with the WALLS.

While renovating we actually focus what is between our walls; we bring different artefacts, showpiece, and home decor items to bring some beautiful changes. Why spend so much when you can bring astonish transformation with only one change?

Use WALL PANELS and give a dazzling look to your home, an innovative approach to change the look of home by adding a spice of texture and pattern to the wall. A wall panel is just a single piece of material. Wall panels come in a wide range of designs, shapes, sizes and colours, so picking the best one that suits your home is easy. The decorative wall panel will offer you all the inspiration needed to get your home the improvement you’re looking for; sensational change within no time and without much hassle.

We offer you a wide variety of wall panel material and types: for instance decorative, wood veneer, textured, gypsum, felt, panels for the ceiling and many more. You can play with different colours too; from light-coloured wall panels to bold coloured ones. We offer decorative acoustic or 3D wall panels too – an impressive and even ravishing look for your living room or bedroom – which come in a variety of sizes, shapes, colours and textures.

Colours help you to enhance your mood, so choosing the right colour for your living room or bedroom can improve your sleep pattern. Green and blue, for instance, are perfect bedroom colours, while white can have a stress-reducing effect. If you want to go for a completely white decorative wall you can choose different textures and patterns, which will add a stylish look to your bedroom. While white bedrooms depict a calm and peaceful ambience,  if you have smaller rooms where you cannot store so many decorative items for the wonderful atmosphere you want to create, you can balance it with our decorative wall panels. Select cleverly coloured, patterned and textured panels for the walls. If you add lighter colours like white or pastel tones it gives an impression of a bigger room, while bold colour gives the impression of optically reduced space. You can also add textures with 3D effect, and find the right light to give it a smashing atmosphere.

You can bring an extra dimension to a basic common wall. It feels good to be surrounded by beauty. doesn’t it? A simple change to your walls can bring warmth and add that reviving aura: the wall will speak thousands of words. There’s no need to add other showpieces when you can have these amazing, beautiful and decorative wall panels.

A wall panels gives a model-refashioning look. It comes with the perfect accent; you can give the decor a traditional or contemporary look using wall panels. Now make the walls pop and let them be the centre of attraction in your home like never before! After finishing with wall panels installed over them, they not only change the eye but attract attention. They are unbreakable and will never lose their shape: hence you can use them for wall decoration both  indoors or out, whatever you need. Change the entrance, and you will be surprised to see the outcome.

Alternatively, want a quick makeover of the bedroom to try different textures? Small changes can make a big difference; this is definitely true with our wall panels. A wall panel will add a beautiful touch to the decor. Wall panels will give your home a look you and your friends will be surprised to see. Incorporating felt wall panels, architectural wall panels or architectural wood veneer wall panel to white bedrooms will give a glaring look to your room. They give a complete insulation on your walls, with no spots, no rots in future and no wasted energy.

The wall panel is ideal for any exterior and interior applications. It needs virtually no maintenance. You can include it in offices, conference rooms, building receptions, homes, flats, reception areas, entryways and more. These wall panels are water-, impact-, and stain-resistant, and they come at a very affordable price. As well as being durable and timeless they are also stylish, instantly adding a dramatic that raises the room’s ambience and leaves a lasting impression. They are perfect for any room, including the garage, basement, study or utility room.

You have endless options to choose from and possibilities with which to decorate your home. Good interior decor now has an ally: you can balance the style of the furniture using wood veneer panels. You can style any room using vivid pastel, cool tones and texture. They are elegant, cordial and balanced, and can be suited to the taste of a home’s inhabitants. And using wall panels can help you not to go overboard with decorative items: balance and harmony is key while designing the room to support the look you seek.


My Sunday Photo: Happy!

We did some chalk art on Friday, & Ellie & Jake seem very happy about it!



DIY Palette Bar

Can you think of anything better than having a bar in your own home? It sounds like an expensive project, but it doesn’t have to be. Here’s a guide on how to make the perfect bar to suit your social needs.


Gather your chosen palettes and position them in the way you’d like your bar to sit. Choose the correct height and width of the bar and, if necessary, saw the parts off that you don’t need. Use another palette and saw off each section so that you’re left with numerous wooden slats.

Concentrate on building the front of the bar first, select a couple of slats to nail onto the top of the palette, this section will be the top of the bar.

Next you need to attach the palettes together, again using nails hammer the sections together, giving you the frame of your bar.

When positioning your bar, remember to make sure that behind the bar is enclosed, leaving an open section to enter and exit from.

Believe it or not, you’ve don’t the hard part. You should now have your assembled bar.

Touching Up

Now that you’ve built your bar, you need to consider maintenance. The last thing you want is for your bar to only last a few months. Start by sanding down the wood, removing any possible lose bits that could cause splinters. Then use a varnish to cover the wood, this will help maintain the life of the bar, as well as making it practical to use in the garden too. Now you’ve done this messy bits, you can concentrate on the exciting part, the details.

Detail and Alcohol

How you decide to design your bar is entirely down to personal preference. If you’re hoping to use the bar to entertain guests, why not display some nice spirits on the bar top along with some photographs or gimmicky items. If it’s more personal use, get all of your favourite beers or wines and position them neatly on the bar, next to a couple of glasses or maybe even a decanter for added effect. If you’re wanting to use the bar outside, which is a great option especially when it comes to summertime, think about adding lights around the outskirts of the bar. This will add character to the bar, and if used outside will help create the perfect social area for you and your friends. One thing to remember if using the bar outdoors with lighting, install yourself a weatherproof junction box, this simply ensures that the cable for the lighting can be outside without any risk or potential dangers.

Now you can sit back and enjoy your hard work, why not crack open a bottle of wine or pour yourself a well-deserved pint.

Written by Jasmine Smith

A Parent’s Guide for Knowing Your Credit Score

Credit score (1)Accessing credit and loans, especially for big items such as a mortgage or a car, are of course a regular feature of family finances. Applying to lenders and hoping that they will agree to your request can be a stressful experience. However, it can be made a whole lot easier simply by better understanding how a potential lender might assess your application.

The key question for any lender is the chances that you will repay a loan in full and on time. By assessing the risk involved as best they can, lenders can make an informed decision. As a result, most lenders will refer to a credit score constructed by one of the UK’s three registered credit reference agencies. Your credit score is a snapshot of your credit status. It isn’t too difficult to understand your credit score – It is based on a 0-999 scale and the higher the number, the lower the risk.

So, how do the agencies assign your score? A major although not the only factor is your credit report. This is compiled by credit reference agencies from a whole range of available information to paint a picture of your financial reliability. Whether you know about it or not, there is a credit report on you and you can expect it to be the first port of call for any potential lender.

Credit report (1)Your credit report includes personal information such as date of birth and address. It also contains details of your credit accounts and money you have borrowed and your repayment record during the past six years. Although it may seem trivial, even if you have paid a mobile phone bill late or missed an electricity bill, it may appear on your credit report and have a detrimental impact. It is therefore important to make sure that you and your family pay bills in full and on time. If you haven’t listed yourself on the electoral roll, then do it. This is one of the resources used by credit reference agencies and gaps in your residency may seem suspicious. Another thing worth noting is that if you are making mortgage overpayments, make sure that you don’t miss out on an entire monthly payment. Even if you are overpaying in order to reduce outstanding debt or guard against interest rates, a missing mortgage payment could be a red flag on your credit report.

Thankfully, it is very straightforward to check your credit report and it is advisable to do so regularly. You can simply request it from any of the credit reference agencies who will likely post it to you within a week. Once you receive the report, make sure that you check it thoroughly for accuracy. If you spot any mistakes, then you should contact all three agencies to have the report rectified. If there is an error connected to family members with whom you have no financial link, then you can ask to be “disassociated” from them through the agencies. If there is an inaccuracy concerning your credit record, then your first port of call should be the creditor who can update their records and then inform the agencies. If the creditor does not agree to amend their records, then you are entitled to attach a 200 word “Notice of Correction” to your file, explaining the disagreement.

Hopefully though, your credit report will need no corrections, in which case you are well advised to simply check it regularly and make sure it remains up to date.

 Written in collaboration with David Taylor, finance writer from Leeds

6 Reasons Why You Should Get Started on Your Dream House Today!

It is good to have dreams, but at some point you have to take steps to make your dreams come true. Whether it is a big home on a large plot of land, a flat in the middle of London, or a modest cabin on the edge of a nature reserve, now is the time to find your dream home. If you have been dreaming about the home of your future, why not take steps to make your dream a reality?
dream house
1. If you don’t start now, you might never start.         

Sure, it’s easier to sit back and be content with what you have. Maybe you are renting and you are simply complacent, paying the mortgage off for your landlord. The time to start reaching for your dream home is now. You will never be any younger or more motivated than you are today to start the process of getting into your dream home. Start investing in your own future by finding a property you love and making it your own.

2. Mortgage rates are at an all time low.    

Mortgage rates are incredibly low throughout the world and in Australia, rates are as low as 2%. With the expectation that home prices will remain stable and economic growth will occur in 2014, Australia is a great place to find your dream home and make your dreams come true. With the help of 1300 Home Loan you can own the home of you have always wanted. The only place for mortgage rates to go is up and as rates go up, home affordability goes down.

3. It is still a strong buyer’s market.            

Prices are stable throughout the world and buyer’s still have an advantage just about anywhere over home sellers. The markets have enough supply unless you are looking in a city such as London, and with lower mortgage rates homebuyers can purchase homes that were once considered above their means.

4. Foreclosures are still going strong.

Homeowners are still trying to get out of bad mortgages and are unable to keep their large homes. You will be able to get a better home for your money, but not for long. The rate of foreclosures is expected to decrease as the market continues to stabilize and the economy remains in a pattern of growth.

5. Confidence in continued economic growth is high.

No matter how you look at it, economic growth is happening and is expected to continue. We’ve all been living in a period of economic decline for years and the economy is taking a turn for the better. Home prices are low and only expected to rise. Job security is strengthening for employed workers and most experts agree that now is the time to buy for the best return in your investment over the years.

6. DIY Home Restoration and Interior Design Is Easier Than Ever

Whether you are tuned into HGTV or regularly check websites like Fine Home Building, the knowledge is out there on how to do redesign projects and make the changes you want for your dream home. It will save you money, so if you’re holding back because of a few thousand dollars, you can make up the money when it comes to the design aspect of your home.

dream home 1

My personal circumstances have changed dramatically recently – more on this later! – so this is particularly relevant to me at the moment.

Written in collaboration with David Taylor, a finance writer from Leeds, England, who also spends time in Melbourne, Australia.


DSCF3876For the first 2 years of your lives we all lived together in our big house in the Midlands. The “big old house”, with the big old garden.

You don’t remember it. I do.

I remember how I was your full-time, stay-at-home Daddy. For your first year with Mummy, and for your second year by myself when Mummy went back to work, with reduced hours.

034I remember it all so well. You don’t.
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Saturday is Caption Day: A New Superhero?


Captions please!

For more captiony opportunities just click the pic:

The Joys of Being Comfortable

In what now feels like a former life – the one before I became a stay-at-home / hands-on Dad – I used to go out to work, a lot of the time to work in an office.

I did the usual.

I carried a briefcase. I’m not really sure why: most of the time it only contained a newspaper & (sometimes) my lunch.

I had shiny black shoes. When it was cold I wore a big, thick overcoat. When it rained I carried a black umbrella & wore a (usually beige) raincoat.

No bowler hat though – what do you take me for?!
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Space or stuff – can I have both?

I’ve written before about how frustrating it is here to have so little space; the house is fine for 1 or 2 people but add active young twins and it’s just way too small. I have to admit ‘though that with twins running around we found space to be a problem even in our old home. I expect we will too even after we move; we could always do with a little more space.

A lot of the things the twins had when they were babies I’ve given away or taken to charity shops. A lot of it is still in storage! I could really do with selling some of the larger things, but it’s difficult when most of it is in another country!

It’s not as if we don’t need the money. We’ve been paying the mortgage on an empty house for a year, as well as full Council Tax now: thank you Mr Cameron. I know that times are hard, and saving money is a necessity. These adorable little 3-year-olds of ours just won’t stop growing – I’ve asked them to stop really really nicely but they just won’t listen – so we’ll always need to buy new stuff for them. 1-DSC00565

With them having just started pre-school, for instance, we don’t need reminding that children’s gear can be pretty expensive. We’re always on the lookout for places where we can get hold of inexpensive stuff that will last ages so a competition where you can win loads of stuff has to be worth a look.

Bounty itself also seems worth having a look at, if only because of the community; there is a lively community board there full of great advice for both new & experienced parents, & lively debate. I’m quietly smug now that I can actually answer a fair few questions, as well as ask them.

Every month, Bounty offer a prize draw with some pretty amazing prizes. This month you could win £2000 worth of baby products. All you need to do is sign up to become a member of the site, which is easy enough.

With twins you need two of everything! That’s not just food – nappies, prams, cots. It’s double the trouble – but to be fair, double the fun. Mostly. Anything that could save me money has to be a good thing, so if anyone comes across any more competitions and the like that might be of interest to Dads of young kids just let me know!

Disclosure: in association with Bounty